There are unlimited options when it comes to seeking home and personal finance. In addition to being able to go directly to a bank to seek finance, you can also use a specialist broker who is trained to ensure that you are fully aware of the type of loans best suited to your needs and will also help present your application in the best way possible to the lender to get APPROVED.
Why use a broker?
1. We work for you (not the bank!)
Determining your needs and borrowing capacity
As brokers, we work on your behalf and in your interest to determine what you can afford to borrow, understand every aspect of your financial commitments and goals and use our expert product and market knowledge to negotiate with lenders and get you the best loan arrangement and products.
We aren't tied to any particular lenders or products. We provide you with a variety of choices and work with multiple lenders to ensure that your loan is competitive and meets your long term goals. We not only analyse the best interest rates, but also make sure that your loan features work for you. For example, flexibility with repayments, loan terms, re-draw facilities and access to equity.
Presenting your application
It is important to understand that when securing finance you only need to submit the necessary information to satisfy lending criteria. Presenting your application in the right way is a vital element to obtaining approval. Our qualified brokers are trained to present your loan in the strongest way possible and may help negotiate a better outcome.
2. We simplify the application process
We also save you time by making the banks' tedious application processes convenient and streamline with our innovative electronic paperwork collection, handling liaison with the lenders and supporting you right through to settlement. We can use our relationships with lenders to secure finance for you as quickly as possible.
3. The Alpha Lend difference
At Alpha Lend, our qualified brokers have intimate knowledge of property and asset purchase processes. Benefit from our combined years of experience and expert knowledge. We will guide you through each stage of purchase, empowering you to make educated decisions for your finances.